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A tactical carrier, or carrier undershirt, is a type of body armor that comes in the form of a lightweight undershirt. Unlike ballistic undershirts that have a fixed level of NIJ armor protection due to built-in armor plates or ballistic panels, the plate carrier undershirt allows the wearer to select the level of ballistic protection they want through armor plate pockets that can accommodate a variety of ballistic-resistant ballistic panels and side plates. Plate carriers come in a variety of sizes and options, and the correct choice depends on the potential threat the wearer may encounter. With the addition of various features and accessories, it can be easily converted or upgraded to a tactical plate carrier.